Broker Check

Investment Management

for the REAL WORLD

“Markets, economies and personal circumstance are constantly changing. How then can a responsible investment strategy remain static?”
- Douglas Brymer, President & Wealth Advisor

The first thing to understand about managing investments in the Real World is that generalizations are dangerous.  In fact – when not properly applied – they can lead to financial ruin. Think of going to a doctor who told you that your own symptoms and family history were irrelevant – would you ever go back to that doctor again? Probably not.  At the same time, many investors trust their entire financial well-being to generalizations about investing which may or may not have anything to do with their own financial circumstances.

At Round Hill Wealth Management, we believe that a sound investment strategy begins with financial planning – including each client’s individual goals, resources and tolerance for risk. Our clients are not lumped into some random portfolio along with thousands of other clients, based solely on their answers to a questionnaire. Portfolios are constructed and rebalanced based upon each client’s specific needs.

We practice “tactical” investment strategies for clients – a jargoned way of saying we adjust portfolios based upon perceived valuations of the various asset classes. At the same time, our strategies never lose sight of each client’s long-term goals. Importantly, we recognize that regardless of our (or anyone else’s) opinions and research – no one can consistently predict market movements, particularly in the short-term. At the same time, we find it irresponsible to ignore risks or opportunities that may present themselves, and how they might affect each individual’s financial plan and investment strategy.

It is also worth noting that – as independent wealth advisors – our recommendations to clients are free from the conflicts of interest present with many banks and brokerage firms.  We do not offer proprietary products, nor do we have sales managers needing numbers.  Our recommendations are based solely on our understanding of each and every client’s overall objectives, and our ability to help clients work toward achieving them.

As with most things in life, investors should recognize that what might work for others will not necessarily work for them. And since markets, economies and personal circumstance are constantly changing – one’s investment strategy should be flexible enough to adapt to those changes. That’s Investment Management for the Real World.

*Investing involves risk including loss of principal. No strategy assures success or protects against loss. Tactical allocation may involve more frequent buying and selling of assets and will tend to generate higher transaction cost. Investors should consider the tax consequences of moving positions more frequently.